新房按揭贷款流程是什么?
提问者 :
天马网吧
时间 :
2015-05-15 11:35
所属分类 :
买房-买房准备-趋势走向
回答详情
共有2个回答
-
tonnydu
问银行了，，
2016-02-16 14:11
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快乐男主妇
简单给你介绍一下新房按揭贷款的大致流程：1、与房屋开发商签订“商品房买卖商品房买卖合同”。2、向房屋开发商交纳首付款，开发商出具首付款发票。3、持“商品房买卖合同”到房地产交易市场交维修基金、印花税领取维修基金发票。4、持相关手续到银行办理个人住房贷款申请。5、 银行审批同意后，签订个人住房（抵押）借款合同。6、 银行办理预购商品房抵押登记。7、 预抵押登记手续返还后，银行放款。8、 开发商出具全款发票。
2015-05-15 11:49
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