暴雨导致房屋损毁，贷款要不要继续偿还？
提问者 :
fang3140004596
时间 :
2023-03-25 13:33:44
所属分类 :
买房-贷款办理
回答详情
共有1个回答
-
fang7476862687
1、关于赔偿问题，房屋因暴雨受损的房主可以根据相关的政策法规，向当地民政局等相关部门报备损失，申请救济，政府的会按相关规定给予房主一定的救济，以减少房主的受损程度。2、关于贷款用不用继续偿还的问题，购房人与银行之间形成的借贷关系不符合《合同法》关于不可抗力的规定，房屋因不可抗力毁损灭失，购房人无权以该不可抗力主张解除合同，房屋毁损、灭失的风险由购房人承担，贷款需要继续归还。当然，就像第一条回答的，这种情况如果发生，一般国家应该会有相应的补救措施，同时如果房屋存在质量问题，也可以向房开商主张救济。
2023-03-27 16:13:53
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