请问贷款额度是怎样算的?
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千影月
商贷:首套住房,贷款额是房子评估价的7成,二套是4成。公积金最高上限80万
2012-01-23 22:16:00
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在老地方等你!
等额本息计算结果 等额本金计算结果(利率6.6%) 贷款总额 230,000.00 230,000.00 还款总额 314,798.54 306,532.50 利息总额 84,798.54 76,532.50 首期还款额 2,623.32 3,181.67 贷款期限 120 120 月还金额 1 2,623.32 3,181.67 2 2,623.32 3,171.12 3 2,623.32 3,160.58 4 2,623.32 3,150.04 ......117 2,623.32 1,958.83 118 2,623.32 1,948.29 119 2,623.32 1,937.75 120 2,623.32 1,927.21
2012-01-23 19:56:00
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w9660
大部分城市都规定了单笔住房公积金贷款的最高额度,比如成都个人单笔住房公积金贷款最高额度为40万元;广州市住房公积金贷款个人最高额度为50万元,申请人为两个或两个以上的最高额度为80万元。其次,住房公积金贷款额度最高不超过房款总额的70%;
2012-01-23 18:28:00
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守恒预测
商贷:评估价*70%公积金:评估价*80%或缴存额除以缴存比例减去400除以对应每年贷款还款额,按照哪个低用哪个的标准。
2012-01-23 16:56:00
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海外天空
商贷是按你的收入证明除以2再除以月还款利率公积金是按缴存额计算国管公积金也是按收入证明算,但利率低一些
2012-01-23 15:46:00
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月下徘徊
看你是手套还是二套,按评估值乘以面积首套40%,二套乘以60%
2012-01-23 13:58:00
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朋迷家族
首套:商代合同价(网签价格)70%,公积金80%。二套商贷40%
2012-01-23 12:58:00
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a464033581
商贷:首套评估价的七成 二套评估价的4成公积金:首套评估价的八成 二套评估价的4成
2012-01-23 12:15:00
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swj19821119
公积金是按缴存额计算商贷是按你收入证明除于二是月还款额国管公积金也是按收入证明算,但利率低一些。
2012-01-23 12:14:00
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