抵押消费贷款在北京好办理么,应该怎么办理?
提问者 :
kaijinwen
时间 :
2012-02-04 21:36:00
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有6个回答
-
kafeinanhai
个人房产抵押贷款的申请条件(1)年满18周岁以上60周岁以下,具有完全民事行为能力的自然人;(2)具有稳定的职业和收入、信用良好,有偿还能力;(3)银行规定的其它条件。个人房产抵押贷款的申请材料1)身份证明2)户口本3)婚姻证明4)收入证明5)抵押房产的房地产证及评估报告6)贷款用途证明7)银行规定的其它资料个人房产抵押贷款的成数、年限及利率贷款金额根据所选择的贷款用途的不同确定,但一般不超过抵押房产评估净值的60%;年限一般不超过20年;贷款利率按人民银行有关个人消费贷款的规定执行
2012-02-06 19:55:00
-
jszpzl
看抵押房子吗??如果是的话可以找麦田,有很多合作的银行可以,或者直接找银行,还可以咨询担保公司!
2012-02-06 18:32:00
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乱唱
好办理。1:找银行直接可以就是后续手续麻烦2:找中介公司帮办理
2012-02-06 17:55:00
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任红茹
!找中介公司也行,你自己办理难度有点大!不好办!
2012-02-06 17:27:00
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jxlgy197
好办,可以点我名字咨询
2012-02-06 16:47:00
-
kbdwnz
好办理 1 找中介2 直接去银行支行找信贷部门!
2012-02-06 15:28:00
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