大家好我是2012年1月拿到的信合贷款当时我买房子贷的款基准利率7.05% 现在降息了 是不是可以少交利息了
提问者 :
majiaxia
时间 :
2012-06-14 23:13:00
所属分类 :
买房-买房准备-购房知识
回答详情
共有1个回答
-
西北安全联盟
首先你的题目应该是组合贷款吧?其次房贷类的都是中长期贷款,一般10-30年左右,而且你是在今天1月份批贷的吧?而今年最新的利率调整是6月7日央行新调整利率,目前降息还是按你之前的还款额交,因中长期贷款遇中途调息需等到次年1月1日才能执行新的利率,也就是说得等到2013年1月1日起你的月还款额才能减少。
2012-06-14 23:23:00
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