商贷贷款年限如何确定？
提问者 :
Sunshine Lee
时间 :
2019-05-30 10:37:09
所属分类 :
买房
回答详情
共有1个回答
-
如意
商业贷款的贷款年限跟几个方面有关系： 与房龄有关：一般不超过30年；且贷款年限+房龄≤55（各银行间有差异） 借款人年龄有关：贷款年限+借款人年龄≤69周岁 （光大银行、中国银行可贷至70周岁，工商银行可贷至75周岁） 最长贷款年限不超过25年 以上三点同时满足，以贷款年限短的为准
2019-05-30 10:37:22
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