等额本金和等额本息贷款哪个更合适？
提问者 :
赵小胖
时间 :
2019-02-21 14:50:43
所属分类 :
买房-贷款办理
回答详情
共有2个回答
-
水伯
准确来说 看你主要怎么想的 如果你想提前还款 可以申请 等额本息 如果你想直接等到30年后 或你贷款期限到了正常还款 选择等额本金 因为等额本金总体来说资金会少一些 等额本息前期少 总体多
2019-02-28 11:36:51
-
Talking
等额本息是每个月的还款额度是固定的，一般都先考虑等额本息。等额本金是每个月的还款额度逐渐减少，前期还款金额较大，适合经济能力较强的人群。总之，要结合自己的经济能力和现状考虑再决定。
2019-02-28 11:36:17
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