等额本金个等额本息的区别？
提问者 :
A李利平梦之家
时间 :
2015-11-10 13:39:00
所属分类 :
买房-贷款办理-还款方式
回答详情
共有2个回答
-
胡第
你在卖积分吗
2015-11-10 23:35:00
-
李利平
对于投资性购房者和购房首付比例较高的购房者来说等额本金其实更加合算一些。一方面投资性购房者都希望迅速还完贷款，避免房子对现金流的依赖。那么在贷款时间较短的情况下，迅速还完贷款，选择等额本金就更好一些。一方面可以节省一部分利息，一方面可以迅速减少剩余的本金，在有需要的时候将剩余贷款迅速还完，然后利用房子进行再融资。
2015-11-10 15:04:00
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