关于新政，假设一个人要在大连买首套房，标价80万，公积金贷款上限45万，首付需要拿出多少现金？是16万吗？假设手头有20万现金，45万公积金贷款，15万商贷可以买下吗？国家规定的首付三层又是什么意思
提问者 :
soufun-w43382
时间 :
2015-04-03 19:19:00
所属分类 :
买房-贷款办理-商业贷款
回答详情
共有3个回答
-
徐品若
80万 个人买，需要组合贷款，45万公积金，总房款3成，剩下的商代
2015-04-04 12:28:00
-
恋人宿舍
首付35万，如果买商品房组合贷款，商业贷款可以再贷款15万，二手房公积金管理中心暂时还没有明文规定。
2015-04-04 10:09:00
-
王铭锐
个人公积金贷款只能贷30万，夫妻两人贷款不得超过50万，而且首付是总价的三成，首付是24万
2015-04-03 19:53:00
相关问答
-
租房子要注意哪些问题
2023-03-22 13:05:39 5个问答
-
公租房可以住多久
2023-03-21 16:23:18 22个问答
-
租房纠纷该怎么解决
2023-03-27 01:49:02 24个问答
-
租房中介费怎么算
2023-03-25 07:59:25 22个问答
-
租房可以提取住房公积金吗
2023-03-24 08:27:09 22个问答
![[石景山]万科翡翠山晓西麓](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/29/16c292e66f4a43a0840523c3273d0c32.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[朝阳]朝阳·中建星光里](https://pic.anjia.com/oss/online/searchBuildingPhoto/2023/05/12/20afda323ab44f479c16bb984d313a89.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[昌平]北京风景](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/20/79a7e5eb92a7401f9cff6adc40c5224e.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[朝阳]中绿东岳府](https://pic.anjia.com/oss/online/searchBuildingPhoto/2022/04/11/2c15753ce7bc4ef18302e1b1741b144b.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[朝阳]北京沁园](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/30/5b8396b4c6694d0f9653596aaaf8db68.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[房山]中建学府印悦二期](https://pic.anjia.com/oss/online/searchBuildingPhoto/2023/05/14/172ac683ca634972aad5756b54c61330.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[大兴]中海京叁號院](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/29/067429df3656416c82570dc7938e08c3.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[石景山]长安悦玺](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/29/3d2240b2aae84be297b2d4ee4b98d363.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[丰台]万科雲庐](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/29/6cae2584b2704270bf3a0e072fdb6b98.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
![[北京周边]路劲公园上城](https://pic.anjia.com/oss/online/searchBuildingPhoto/2021/11/20/6cb530c493234eb3b52e4c436561f814.jpg?x-oss-process=image/resize,m_fill,limit_0,w_224,h_152)
