北京第一套住房的首付比例
提问者 :
维克多伟大
时间 :
2012-02-19 17:12
所属分类 :
买房-贷款办理-贷款政策
回答详情
共有2个回答
-
李振兴
北京现在市场流通的二手房所占比例较大，现在单以二手房为例，向您提供些信息，希望对你有用！公积金贷款：1.首套住房，首付最低可付20%，如果房子80万，那首付最少需要16万！ 2.二套住房如果满足条件（以家庭为单位，现人均面积小于28.81㎡），首付最低需付60%，如果房子80万，首付最少需要付48万！商业贷款：1.首套住房（现在家庭名下无房，且之前不曾有贷款记录）：首付最低可付30%，也就是最低要24万！如果房子80万，又符合住房公积金贷款条件，就用住房公积金贷款，利率低，压力小！ 2.二套住房：首付最低60%，也就是48万！
2012-10-10 14:01
-
碧山天马
最少可以做到8成按揭,但一般是7成,就是说首付百分之三十。就是说总价80W首付24W。
2012-02-22 11:09
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