之前跟人合买套房子,由本人贷款,前几年把房子全部转给他,贷款也转给他了。现公积金贷款买房算二套吗?
提问者 :
新房汪同学
时间 :
2012-06-11 13:11:00
所属分类 :
买房-买房准备-产权
回答详情
共有1个回答
-
唐星星
看是否是第二套,主要看你在银行有无原来的贷款还款记录,现在是认房又认贷,只要有记录,就算二套房公积金贷款 最高好像是25W 你要到当地房管局公积金贷款中心咨询 是的,现在对于二套房的认定是认房又认贷比如说:你已有一套房屋,再买一套,算二套房 你已有一套房屋,是贷款买的,贷款还清后,把该套房屋出售了,然后再买一套房屋,需要贷款,认定为二套房 应该算是,虽然从行为上是你帮你朋友买的,但在法律上,银行不会从你帮朋友买房的行为来判定,是以你的贷款行为发生为依据
2012-06-11 13:29:00
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