我是铁路单位的,我想用公积金贷款买个二手房,房子总价是25万。我想问:我能贷款多少钱 ? 请明白人解答?
提问者 :
九分完美
时间 :
2012-05-17 12:13:00
所属分类 :
买房-买房准备-趋势走向
回答详情
共有3个回答
-
lazychen
要看具体情况,比如你是初次购房,首付应该交30%,即75000元,就可以了,其余的房款就可贷款。如果你名下已经有了一套住房,那么再购房就算购买第二套,第二套的首付好像交50%,即需要交125000元,其余贷款。如果你从前名下有房子,但是已经卖掉了,现在想买房子,仍旧算二套房。
2012-05-17 12:44:00
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天马网吧
二手房贷款是6成,看你月缴款额,参加工作离退休的时间年限。如果你交易时契税按25万交的房款额,我看能贷15万左右。
2012-05-17 12:35:00
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lmm0978
你们单位应该有文件的,看看。我们这是贷房总价的70%。
2012-05-17 12:32:00
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