为什么房价下跌后很多人都还不起贷款?
提问者 :
鲁虺文化
时间 :
2012-10-15 22:23
所属分类 :
买房-买房准备-趋势走向
回答详情
共有3个回答
-
黄华娣
很简单的道理,假设你100万买房子,付了30%首付就是30万,70万找银行贷款,结果房价跌的超过30%,那么你的房子现在就值70万,你那首付相当于全亏光了。即使按现价把房子卖了,都不够你还银行的贷款。
2014-03-21 21:42
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smile小羽
很简单的道理,假设你100万买房子,付了30%首付就是30万,70万找银行贷款,结果房价跌的超过30%,那么你的房子现在就值70万,你那首付相当于全亏光了。即使按现价把房子卖了,都不够你还银行的贷款。所以有的房主干脆就不还贷咯,房子给你银行,不要了。
2012-10-15 22:24
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我爱刷牙0730
不是还不起~是不想还~因为房贷是根据购买时的成交价算的~房价掉了~原来一百万的房子现在却只值八十万但房贷依然按一百万计算
2012-10-15 22:24
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