父亲名下的房子，我有何办法以我的名义申请贷款
提问者 :
XR1972
时间 :
2011-01-13 17:35
所属分类 :
买房-交易过户-入住交接
回答详情
共有1个回答
-
sjlkellin
共有权人和产权人性质不一样的。产权人是主体人。共有权人是副级别的。所以产权人可以办理贷款。但共有权人不行。贷款人必须是产权人。所有只有成为产权人才可以为房子贷款。但是共有权人所占房屋比例可以大于产权人。您可以添加您父亲为共有权人所占房屋比例80%都可以划分的。建议您去您当地的建委就是房产过户部门去咨询下以为个地区规定或许有不同的地方。希望我的答案能帮助您。
2011-01-13 18:42
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