我想把现有的北京的房卖了换大一点面,请问在新政策下有什么购房优惠吗?
提问者 :
liuyue8484
时间 :
2015-05-16 09:55
所属分类 :
买房-交易过户-签约认购
回答详情
共有1个回答
-
广州木棉
首先你要知道自己是否被限购，还有没有在北京购房的资格。其次 你把房子卖掉，如果再次做商业贷款买房的话就是第2套购房，首付要达到60%，利率也会上浮10-30%不等，如果第二套房用公积金贷款公积金贷款还有可能按首次购房来算，前提是名下已经无房了，所卖的房子要小于人均面积28.81平米。还有就算你是全款买房的话，那么契税要按3%收取（不论面积大小）现在利率已经没有优惠了，基本上是基准利率了。外资银行还可能有利率优惠。得看你的资质。 0
2015-05-16 10:05
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