二次购房政策是什么?
提问者 :
oujianping
时间 :
2015-05-16 13:39
所属分类 :
买房-交易过户-签约认购
回答详情
共有1个回答
-
华美星辰
北京二次购房政策是按照购房家庭来计算的,夫妻双方未成年子女为一个购房家庭。北京市户籍的允许在北京拥有两套房产,非北京市户籍的只允许拥有一套房产。如果您是北京市户籍且名下只有一套房产,那么您还可以再购买一套住房。但是如果您选择贷款方式,那么一定会被认定为二次购房,因为银行是认房又认贷。即您之前有过房产或者贷款记录,即便已经卖掉或已经还清,也认定为二套。
2015-05-16 13:50
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