请问公积金贷款如果计划五年内还清用哪种方式贷多少年好？
提问者 :
超级喜欢
时间 :
2008-03-13 14:52
所属分类 :
买房-贷款办理-还款方式
回答详情
共有1个回答
-
置业理财在线答疑
贷十年等额本金较合适你。每月本金1250,15W十年大约开始每月二千不到,每月递减,利息就少付一点。因为你现在还款能力还强。如果你要提前还贷,选三十年应最不合算,你先还的全是利息。本金没还多少。而且,公积金贷款可以用公积金月充或年充,利息低,你甚至不要提前还钱。你的公积金只有用来还贷才可以用啊。如果年底交房,你又不急用钱,少贷5万当然可以。关键是看你的资金计划。
2008-03-13 14:55
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