北京现在商业贷款和公积金贷款的政策是怎么样的?
提问者 :
七年为限
时间 :
2012-02-12 19:04
所属分类 :
买房-贷款办理-商业贷款
回答详情
共有1个回答
-
zx9012
北京的商业贷款政策是这样的:不管你贷款还没还清,如果想走商业贷款,一律算2套,首付6成,利率上1.1倍。哪怕你以前贷了1万,还了,还是要首付6成,上浮1.1倍。商业贷款:认房又认贷。 北京的公积金贷款是这样的:如果你曾经贷过款,结清了,房子卖了,就按首套计算,90平一下首付2成,90平以上首付3成,5年以上利率现在是4.9%。如果您名下有套房产,且家庭人均面积不大于28.81,是可以进行二套公积金贷款的,利率上浮10%,且只能贷评估价的四成,就是首付6成。北京公积金:认房不认贷。
2012-02-15 20:59
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