我在北京已有一套住房,商业贷款,还没还完。我现在想再买一套,能不能用公积金贷款?利率多少?
提问者 :
gracie.l
时间 :
2012-02-13 17:02
所属分类 :
买房-贷款办理-商业贷款
回答详情
共有1个回答
-
yj851210_z
因为您名下已经有房产了,所以贷款公积金的套数是按找第二套来算。而贷第二套公积金的要求是,您家庭的人均居住面积在28.81以下。这个家庭可以包括您、您的配偶、您的孩子(不论多少个只能算一个)、您的父母(只能算一方父母)、并且要求都在一个户口本上才可以。京十五条要求,公积金二套利率上浮10%,只能贷款评估价的四成。
2012-02-14 16:03
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