做银行贷款是等额本金合适呢还是等额本息合适呢？
提问者 :
桥边红药0420
时间 :
2015-01-22 11:12
所属分类 :
买房-贷款办理-商业贷款
回答详情
共有4个回答
-
赵磊
等额本息的特点是月还款额不变，但是总还款金额略高于等额本金的方式。适合收入稳定职业状况良好的客户。等额本金的特点是前期还款数额较多，但逐月递减，因此总还款额会低于等的本息的方式。适合年收入良好但是均分每月不平衡的客户。
2015-01-22 11:59
-
孙静
要看你自己的情况，本金，刚开始还的多
2015-01-22 11:35
-
黄丽华
看个人，等额本息利息贵，
2015-01-22 11:33
-
李静
年线一样的话利率也是相同的。只是等额本金前期在还来的利息以后支付的本金份额，比较多。所以还款压力也相对于比较大。等额本息是煤气的。还款额都一样前期还的本金会比较少。
2015-01-22 11:18
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