办理买新房商业贷款需要满足什么条件吗?
提问者 :
蚂蚁奇迹
时间 :
2015-05-16 08:45
所属分类 :
买房-贷款办理-商业贷款
回答详情
共有3个回答
-
北京博奥融行
贷款资料：申请商业贷款时，齐全的资料能给购房者节省不少的时间。商业贷款资料主要包括了：身份证、户口本、收入证明、近半年的流水证明。特别说明一下，根据银行规定，收入证明需保证大于身亲贷款月供的两倍。
2017-09-27 16:51
-
soufunso8668204
额额。。。。
2016-08-06 20:44
-
gz-yingtin
具有完全民事行为能力的北京市城镇居民及在北京常驻的有居留权的外埠居民、境外、国外公民，申请买新房商业贷款时必须具备下列条件：· 有合法的居留身份；· 有稳定的职业和收入；· 有按期偿还贷款本息的能力；· 有贷款行认可的资产进行抵押或质押，或（和）有符合规定条件的保证人为其担保；· 有购买住房的合同或协议；·贷款行规定的其他条件。
2015-05-16 09:01
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