请问我买的是首套房用公积金贷款26W,担保费是多少,另外后面还有其他的费用吗?
提问者 :
IP探索者
时间 :
2012-05-09 20:22
所属分类 :
买房-贷款办理-贷款政策
回答详情
共有3个回答
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黄华娣
担保费3千左右 还有4/100或2/100的税。
2014-03-04 17:43
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木头咚咚响
担保费3千左右 还有4/100或2/100的税。
2012-05-09 20:48
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bluetone1
担保费是按照你贷公积金的年限来算的,每年100多元钱,一次性收取。后面,你办理产证的时候需要到交易中心交契税,配图费,登记费。之后就没有费用了。为什么要收担保费?是因为办理住房公积金贷款时,需要相关部门配合,其中包括贷款银行、担保中心、公证、抵押等部门,借款人选择机构担保的,房产证抵押在担保中心,借款人不能按时偿还贷款的,逾期贷款由担保中心代偿,此种情况借款人需交纳一定的担保费,担保费由市住房置业担保中心收取,收费标准由市物价局核定,根据借款人贷款额度和年限收取。商业贷款需要缴纳公证费,也是上千元。
2012-05-09 20:35
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