二套房认定标准是什么?北京二套房商业贷款利率多少?
提问者 :
brillantchance
时间 :
2015-05-15 12:47
所属分类 :
买房-贷款办理-贷款政策
回答详情
共有1个回答
-
dabukaishenme
目前银行对二套房认定是“认房又认贷”，也就是说虽然贷款买的房产出售以后，家庭名下已没有任何住房，但因为其之前有贷款记录，再申请房贷也会被算作二套房。目前北京首套房利率应该是执行基本利率，北京二套房商业贷款利率应该是上浮10%-15%。
2015-05-15 13:04
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