北京首套房和二套房有什么不同?
提问者 :
新同福客栈
时间 :
2015-05-16 10:06
所属分类 :
买房-贷款办理-贷款政策
回答详情
共有1个回答
-
liuyue534r
北京首套房面积在小于90平米的房子，商贷、贷款可以贷到评估值的7成，公积金最高可以贷到8成。大于等于90平米的房子首套商贷公积金都是7成。二套房无论是商贷还是公积金贷款都只能贷4成，首付6成，利率都上浮；商贷二套利率上浮百分之十五，公积金上浮百分之十。外地人不受理二套房，首套房需提供连续的五年完税或五年社保。
2015-05-16 10:25
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