请问房屋抵押贷款的抵押物有什么要求？
提问者 :
francais201009
时间 :
2015-03-12 12:45
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有2个回答
-
信贷员156_5237_1135
您好，1、自有房，2、房本、3、婚姻证明 即可
2016-08-09 09:32
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李振宇
你好，房屋抵押贷款是指借款人以自有产权房屋为抵押，由银行向借款人发放用于购置房产、汽车、家具、家用电器、装修等消费的贷款。 申请贷款的借款人应具备的条件 1. 年满18-60周岁，具有完全民事行为能力； 2. 农业户口（本地和外地）可受理 贷款金额、期限、利率及还款方式 1、贷款金额：最高可贷到房款70%（视房龄和房屋面积而定） 2、贷款期限：房龄+贷款期限≤40年，贷款期限最长为30年，借款人的年龄+贷款期限最多不能超过65年。
2015-03-12 13:11
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