申请新房按揭贷款需要担保人吗?
提问者 :
在冬天凝固
时间 :
2015-05-15 13:52
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有1个回答
-
团团大叔
只要买的是正规的商品房都不用担保的, 因为这个房子本身就可以贷款,当还不了月供的时候银行有权收回住房,办理新房按揭贷款时你需要的就是准备一张收入证明就可以了,开发商提供按揭银行的收入证明,这个有专门的格式,找他们要, 在上面盖个章,填一下个人资料,就可以了,还要夫妻双方的身份证,户口本,结婚证复印件,及近三个月的银行流水,购房合同和首付款发票就可以了,非常简单的。
2015-05-15 14:07
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