房屋按揭贷款该如何办理
提问者 :
xzxxokok
时间 :
2015-05-15 16:17
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有1个回答
-
待机_状态
按揭贷款房屋按揭贷款办理流程1借款人到贷款银行办理借款申请。 2贷款银行审核合格后出具贷款意向书，借款人领取贷款所需的表格。 3借款人凭贷款意向书与售、建单位签订购建房合同或协议。 4借款人与贷款银行签订抵押合同，将自筹资金存入贷款银行。 5借款人办理担保手续：用房产抵押的借款人到产权部门办理“房屋他项权证”和“房地产抵押确认书”。用有价证券质押的，将有价证券交贷款银行收押，签订借款合同。 6用于购房的贷款，由贷款银行将贷款连同借款人存款一并划转到售房单位账户，用于建修房的贷款，借款人按借款合同支付。
2015-05-15 16:36
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