北京新房贷款流程是什么?
提问者 :
弱肉强食江湖
时间 :
2015-05-15 16:28
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有1个回答
-
lmm0978
北京新房贷款流程大致步骤是这样的：1.由你和房产商签订购房协议（意向书）在整个协议中会有明确的交钱和交房时间，当然也有你违约的罚金等等。签完就等于你有了权利和义务，房产商也不能将这套房子卖给别人。2.你需要交首付3.凭首付的相关凭证到银行申请贷款（当然你得先去咨询，银行肯贷款给你几年，多少金额。这个准备工作签协议前就要了解清楚）4.银行审批通过，同意贷款5.持银行同意放款的通知书去房地产交易所办理产权证和他项权利抵押证明（中间需要完税）6.持产证和他证去银行要求发放贷款。
2015-05-15 16:38
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