买房时申请银行贷款手续是什么?
提问者 :
zhenmanga
时间 :
2015-05-15 17:20
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有1个回答
-
foglianxiao
买二手房申请办理银行贷款手续银行贷款手续时首先就是要准备好所需要用的证件资料，2、买卖双方在贷款行开立账户，购房者将首期购房款足额存入贷款行指定的账户。3、经贷款行调查、审查和审批后，借款人与贷款行签订借款合同和《划款扣款授权书》。4、办理房屋过户、保险、公证和抵押登记手续。5、移交产权证明。借款人将已办妥抵押登记手续的房屋所有权证、房屋他项权证和所购房屋的保险单（正本），一并交贷款行抵押。6、划付贷款。
2015-05-15 17:30
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