住房公积金贷款流程是什么?
提问者 :
跳舞的莲
时间 :
2015-05-16 18:10
所属分类 :
买房-贷款办理-贷款流程
回答详情
共有1个回答
-
宙斯盾与飞
不是所有缴了住房公积金的就可以在买房的时候办理住房公积金贷款，办理住房公积金贷款是要满足一定条件的，首先，借款人购商品房买商品房的，必须有不少于总房价30%以上的自筹资金作为房屋首付款。借款人有稳定的经济收入、信用良好、有偿还贷款本息的能力。夫妻双方都正常足额缴存住房公积金的，只允许一方申请住房公积金贷款。一个家庭同一时间只能申请一次住房公积金贷款购买一处住房。贷款人须有本省（市）城镇常住户口或有效居留身份。同意用所购住房做抵押。只有满足了这些条件才可以按照住房公积金贷款流程办理贷款的。
2015-05-16 18:23
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