刚工作买房贷款问题。请帮忙分析下,谢谢
提问者 :
☆尧尧☆
时间 :
2012-07-10 12:13
所属分类 :
买房-贷款办理-首付
回答详情
共有3个回答
-
毛毛文
银行有2种接待方式1.逐次递减:是前期基本都是利息后期是本金,这个建议贷款周期短。适合经济能力较强的。2本金和利息差不多, 选择这个是少交多贷,这个建议选择贷款周期长。 你可以根据你那里当前的房价,把房子的总价值算出来在减去剩余的按揭款,就能得出你现在房子的价值。 不过建议你别卖。房价还在涨。
2012-07-10 12:44
-
燕飞过
到银行去咨询
2012-07-10 12:35
-
crchen
1、如果首期能够付至3成,就需要贷款28万,按现在银行利率与你的收入情况,最好供20年,那么每月需要2千多元的供楼款,这样就适合你的收入的合理支配。2、不合适,房子的升值空间还是很大的。
2012-07-10 12:26
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