第二套住房贷款首付是多少?
提问者 :
metalsnail
时间 :
2015-05-15 14:47
所属分类 :
买房-贷款办理-首付
回答详情
共有1个回答
-
shou21
你是北京户口吗？如果不是北京户口是不可以在北京购买第二套住房的，北京限制外地人在北京只能有一套住房，且只能买一套，如果是北京户口是可以买二套的，现在北京实施的是差别化信贷政策，对贷款购买第二套住房贷款的家庭，首付款比例不低于70%，贷款利率不低于基准利率的1.1倍。人民银行各分支机构可根据当地人民政府新建住房价格控制目标和政策要求，在国家统一信贷政策的基础上，提高第二套住房贷款的首付款比例和利率。
2015-05-15 15:02
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